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This was written for a mortgage broker who was just starting to specialise in Equity Release.  This is the draft that was sent to his governing body for legal checking before publication.  It lacks details such as fees and the final email address which were left to the client to fill in when he knew them.

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 You’ve looked after your house all these years; now let it look after you.

Do you want to fund:

• home improvements or major repairs
• altering your home to cope with limited mobility
• travel – the trip of a lifetime or a visit to meet a   new grandchild the other side of the world
• helping your children or grandchildren buy a home
• paying off an overdraft or credit card
• buying a car
• improving your lifestyle
• care and support at home or in a nursing home
• a university or training course

You can release money from your home to pay for any of these, and more…

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Regulatory statement…..

M—– B. G—- of MBG Equity Release has over 30 years’ experience in the mortgage market and is fully qualified and authorised to advise on and arrange Equity Release plans..

Typical fee structure:

 £xxxx for service yyyy

There is no obligation, and no cost until any final contract is signed so you have nothing to lose, and only peace of mind to gain.

Contact details:

MGB Equity Release

50 Main Street

A——

B—–

XX1 2YY

Tel.: 0845 123 4567

Mobile: 07123 456789

Email: mbger@[whoever].com

Web: www.xyzabc.co.uk

SHIP web address

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Introducer’s stamp [box]

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Get More

For Your

Retirement

Are you looking for extra income to fund your golden years?

Your home may be worth more than you think – and you can release some of that value to enjoy your retirement.

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It Wasn’t Meant To Be Like This…

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You looked forward to your retirement, but prices have risen and pension pots have shrunk; things aren’t turning out quite the way you’d planned.  And your retirement could last as long as 30 years.  You don’t want to be a burden on your children, who may themselves be struggling in the present economic downturn.

You want the freedom to enjoy your time, get involved in all the things you had to put on the back burner while you were working, but you’re beginning to worry about the future.

You don’t have to.  There is a safe way to find the funds you need – from your own bricks and mortar.

It’s your choice: you can use the money you raise for anything you desire, and you pay nothing until the house is sold.  Better still, plans offered by SHIP members guarantee you will never to be in negative equity: you can be confident that you will never owe more than the house is worth, whatever happens to the housing market.

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There are too many options to cover everything in the small space available in this brochure.

The concept of equity release is simple but it is a big decision to make and one that needs careful consideration.  By consulting a specialist adviser who can explain the complexities around equity release you will be in a better position to decide if it is right for you.

We  can make an appointment at a time to suit you, in your home or wherever you feel comfortable, to discuss the pros and cons of both Lifetime Mortgages and Home Reversion Plans in relation to

•  your personal circumstances
•  the choices appropriate to you
•  Inheritance Tax
•  benefits entitlement
•  what happens if you have to go into residential care
•  and all your other concerns

We will explain how the plans are regulated and all the safeguards they conform to in order to  protect you and your home. 

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Unlike earlier methods of releasing money from your house, Equity Release is regulated by the Financial Services Authority, so you, your home and your money have much greater protection.  If you’ve heard horror stories from previous years, rest assured that these plans are now fully controlled and safe.

All you have to do is relax and enjoy your retirement, knowing that you have enough money for whatever you need.

So

get in touch today –

and take a weight off your mind:

phone MBG Equity Release on

Tel.: 0845 123 4567

Mobile: 07123 456789

or email mbger@[whoever].com